The Canada Child Benefit (CCB) is getting a real-time increase in July 2025, providing additional monthly support to millions of families with children across the country. This yearly adjustment reflects the rising cost of living and inflation, and families can expect to see higher CCB amounts starting with the July 2025 payment.
The canada child benefit increase in July has already been approved and confirmed by the federal government. It affects all eligible families who filed their 2024 income tax returns and have active CCB accounts through the Canada Revenue Agency (CRA). The payment adjustment applies automatically—there’s no need to reapply.
What Is the Canada Child Benefit?
The CCB is a non-taxable monthly payment made to eligible families to help with the cost of raising children under the age of 18. Administered by the CRA, it is designed to reduce child poverty and support low- and middle-income families.
Key features of the ccb 2025 payment update include:
Monthly payments based on net family income and number of children
Paid directly into recipients’ bank accounts on the 20th of each month
Adjusted every July based on the previous year’s income and inflation index
Not counted as taxable income or used to reduce other benefits
The increase in July 2025 ensures families keep pace with inflation and growing household needs.
New CCB Payment Amounts from July 2025
The updated maximum yearly CCB amounts from July 2025 to June 2026 are as follows:
| Child’s Age | Maximum Annual Amount | Monthly Amount |
|---|---|---|
| Under 6 years old | $7,790 | $649.16 |
| Aged 6 to 17 years | $6,570 | $547.50 |
These amounts represent an approximate increase of $110–$135 per year per child compared to 2024. This means that a family with two children under age 6 could now receive up to $1,298.32 per month.
Note: The actual amount received depends on net family income. Families with a higher income may receive reduced amounts, while lower-income families continue to qualify for the full benefit.
Eligibility Criteria for the July 2025 CCB Payment
To receive the child benefit canada july 2025 amount, you must meet all of the following conditions:
You live with the child and they are under 18
You are primarily responsible for the child’s care and upbringing
You are a resident of Canada for tax purposes
You or your spouse/common-law partner have filed a 2024 income tax return
You are a Canadian citizen, permanent resident, protected person, or a registered Indian under the Indian Act
Only one parent or caregiver per household can receive the CCB for each child.
When and How Will the Increased Amount Be Paid?
The CCB increase takes effect with the July 2025 payment, scheduled for July 19, 2025. All payments after this date will reflect the new indexed rates.
| Payment Date | Notes |
|---|---|
| July 19, 2025 | First payment with new CCB rates |
| 20th of each month | Unless it falls on weekend/holiday |
Payments are deposited automatically if you have direct deposit set up with CRA. If not, a cheque will be mailed to your address on file.
Families can check their benefit amounts by logging in to CRA My Account, under “Benefits and Credits.”
Additional Support – Child Disability Benefit
Families with children who qualify for the Disability Tax Credit (DTC) may receive an additional Child Disability Benefit (CDB). As of July 2025, the new maximum annual CDB is:
$3,225 per eligible child, or $268.75 per month
This amount is in addition to the regular CCB and is based on income thresholds and the number of disabled children in the household.
FAQs
How much is the new Canada Child Benefit in 2025?
From July 2025, families can receive up to:
$7,790 annually ($649.16/month) for children under 6
$6,570 annually ($547.50/month) for children aged 6 to 17
Do I need to apply for the increased amount?
No. If you’re already receiving the CCB and filed your 2024 tax return, the increase is automatic.
When will I receive the new payment?
The new amount will be reflected in your July 19, 2025 deposit and continue every month thereafter.
Does CCB affect other government benefits?
No. The Canada Child Benefit is non-taxable and does not affect GST/HST credits, Canada Workers Benefit, or housing assistance.
Can I receive CCB if I live outside Canada?
Only if you’re a government employee stationed abroad or temporarily away. In most other cases, you must live in Canada to receive the benefit.
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